Before we commit you to buying the property (by exchange of contracts) we need written confirmation that your lender will provide the funds you require, and upon what terms. There are often many conditions in the written offer that need to be satisfied before the funds are released, such as work to be carried out to the property, or details of new life insurance policies being supplied. In addition, you to be happy with the product you are being offered, and to be able to take advice on it.