All secure loans outstanding on a property (such as Business overdrafts Facility, Legal aid charge or personal loan) must be paid off out of the sales proceeds unless the lender concerned agrees to secure the loan on your new property. This may take some time for the lender to organise, and if you want to do this you should contact the lender for consent as quickly as possible. When the lender gives its approval, the lender will send written instructions to us.